Category Archives: debt

Oh Ye Of Little Faith!

Hubby doesn’t believe in my vision. He cruelly pointed out all the times in the past I’ve tried to keep us on this tight a budget and how miserably it’s failed in the past. Meanie! What he doesn’t take into account … Continue reading

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Needs based spending

This is the first real paycheck in our new budget style of sending a ton of money to the card. I sent a ton of money to it a few weeks ago, but since then we’ve had a vacation that … Continue reading

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Book review: Debt-Free Living

tl;dr: This post is crazy long. Sorry! The book is good and it’s going on my keeper shelf.   I just finished reading The Spender’s Guide to Debt-Free Living, by Anna Newell Jones. It’s about her journey with, and how to … Continue reading

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Debt confession

I grew up a spender. When we wanted something, we got it if it was reasonable. I kept doing that even though I didn’t have the kind of money that my parents did after 30 years of working. I am … Continue reading

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Frugal again

We’re headed back into frugal mode. Hanging laundry and turning up the thermostat, short showers and careful shopping. I mentioned yesterday that I spent more than I would have if we’d had just a little in the savings account. I … Continue reading

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The new normal

Soon we’ll be getting the money that we’re not putting into retirement. We didn’t get it this pay period, but we’ll get it next. That sets up a new normal for me. I will pay the credit card first. It … Continue reading

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Paying things off, someday

We should start getting the extra money in Hubby’s paycheck next week from cancelling his retirement savings for the year. I’m excited to get started paying off the credit card. It’s going to be a challenge though. I need to … Continue reading

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A plan

Hubby and I sat down a couple of days ago and realized that we were going to have to make our summer plans quite soon. We are getting our tax return and that’s what’s going to pay for our little end-of-summer … Continue reading

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Book review: Start Late and Finish Rich

Again, I’m only about half way through this one. This one relies on the principle of Pay Yourself First. He advocates $10 a day. If you are in debt, $5 of it should go to debt and $5 of it … Continue reading

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Less frugal than I thought

I went right out and bought the books that I’d been wanting and got the fake nails, too. At least I was willing to wait until we actually had the money. That counts, right?   I’ve been thinking about it … Continue reading

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