Frugal again

We’re headed back into frugal mode. Hanging laundry and turning up the thermostat, short showers and careful shopping. I mentioned yesterday that I spent more than I would have if we’d had just a little in the savings account. I also had to buy dog and cat food and cat litter, stock up on meat a little, and restock some staples of our pantry. It all ran out at once. On the plus side, I’ll only have to buy salad stuff and fruit next week. We’ll be over our budget for the pay period, but we’ll be under next pay period because of all that I bought this time. It’ll all work out by the end of the month.

 

We’ve gone from a fairly liberal amount of money to strict austerity. I’m giving us the minimum I think we can get by on and the rest is going to the credit card. I know I said this last time, but I’m quite hopeful that we won’t go back into debt this time. Or, if we do, it will be small and easily paid off. After all, we are planning a move. We’ll have a bit saved before we start looking, but who knows how much of that we’ll need for closing and the actual move. We may need to use a little credit for that, but we should be able to pay that off quickly. After that, it’s savings for the next couple of years to build up the emergency fund. It’s strange to have a plan for our money for the next several years. I like it, but it’s strange coming from someone who, only a couple of years ago, didn’t really think past the next paycheck. Now I’ve got hte next four or five years planned out.

 

One of the first things I did was look for thrifty books with my book credit. I got some credit from the Apple e-books settlement, and it cracks me up how expensive books on thrift can be. I tend to go for used or free books, but you get what you pay for sometimes. Those free books are really hit or miss. And you can’t use credit for used books. So, it was paying regular prices for a couple of books and looking for free books that I haven’t already read. But, it will get me back in the groove, and I am always on the lookout for new ideas. Who knows, maybe someone will have something new to say.

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