It’s a time for fresh starts and the promise of a whole new year that could be great. I am not immune to the promise of a new year, or the optimism that comes with it. Especially since we were able to pay off our debts for Christmas. What a wonderful present! This new year starts debt free except for the house. We have gotten a start on our emergency fund as well. It seems as though we have been drawing luck our way this past year and I can only hope it continues.
We had a very nice Christmas with family and we got wonderful stuff for the kids.
This year I will try harder to be green and thrifty. Now that we are out of debt it would be very easy to fall back into my old ways of shopping. The whole point of this exercise was to get out of debt and stay that way. Now is the time for discipline. We are working on our emergency fund now and we need to be putting as much as possible toward that. What I’m hoping is that, by the time we get the emergency fund filled, being thrifty and saving will be a way of life. So far it has seemed like a temporary state, one that would end once we had everything paid off and funded. But I’m coming to realize that half the fun of this whole exercise is seeing how thrifty you can be. Thrift shopping has become a way of life. So has shopping sales. I’ve gotten better at saving energy. Slowly some of this stuff has become second nature. I still have a long way to go and I’m certainly going to keep trying, but I am pretty proud of how far I’ve come in the past year.
I haven’t been the best blogger lately but I’m going to try to keep up with it better. I miss you all! Writing down my successes and failures keeps me honest and makes me want to try harder.
I’ve had a fun year and I hope we all have an even better 2015. Happy New Year!